Financial Analysis

Securing adequate reliable working capital to power the business has emerged as the number-one challenge for midsize companies today, according to a new study of 670 companies across 15 industries by

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Business risk is accelerating globally. Exposure to these global trends will inevitably have a domestic impact as well.That means credit and AR managers should be reaching for tools that can more… Read More

Years ago, when reporters joined a prestigious business publication, they were handed a tattered copy of "How to Read an Annual Report," along with their typewriters. The veteran bureau chief's… Read More

Every AR and credit professional is familiar with the Altman Z-Score, and most have used it to calculate the risk that a customer or prospective customer will declare bankruptcy within two years.

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The Securities and Exchange Commission (SEC) requires companies that market publically-traded securities to electronically register financial statements and reports. The documents are filed via the

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Credit scoring is a method for evaluating the creditworthiness of customers through implementation of a formula or set of rules. The factors you currently consider in manually making credit decisions… Read More

When experienced credit professionals examine a cash flow statement, the first thing most of them want to know is how much cash does the company generate? To learn the answer they head for a line… Read More

By Scott Blakeley Scenario Your company is a sole-source supplier with a multiyear supply contract with a customer that is a significant source of business. The supply contract was negotiated by… Read More

Recently, the National Association of Credit Management (NACM) and its affiliates launched the National Trade Credit Report (NTCR: www.tradecreditreport.com). The site is designed to aid NTCR users

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One of a credit professional's most valuable tools is an income statement. Also known as a profit and loss (P&L) statement, the financial document records a company's performance over a period of… Read More