NACHA is the ACH Network administrator and an industry trade organization.
NACHA’s self-regulatory structure, as well as its leadership and engagement of wide-ranging Network participants, has helped make the Network both ubiquitous and highly secure. NACHA administers and facilitates private-sector operating rules for ACH payments, which define the roles and responsibilities of financial institutions and other ACH Network participants.
As a not-for-profit association, NACHA also represents nearly 10,000 financial institutions via 11 Regional Payments Associations and Direct Membership. Through membership programs, accreditation programs, conferences and educational offerings, NACHA unites payments systems stakeholders, fostering dialogue and strengthening the ACH Network together.